Product Development

Keeping up with the pace of product change can be difficult. At DIS we keep a close eye on the developments that drive the growth and profitability of the A&H industry.  We have a proven track record of creating profitable products that will meet the needs of your agents and target market.  An effective product development team should be a partnership including you, your agents, your reinsurer and us. We build the product to meet your needs, incorporating your risk tolerance and profitability targets.


DIS can work with your existing resources and provide some or all of the necessary elements to bring a product to market:


  • Strategic Market Analysis
  • Product Design
  • Competitive Positioning
  • Actuarial Pricing and Actuarial Certification
  • Financial Projections
  • Reinsurance Coordination 
  • Policy Form Drafting
  • State Filings
  • Underwriting Policy and Procedure Development
  • Underwriting Guidelines and Training
  • Sales Illustrations
  • Agent Training

Looking for something else?

With years of experience in the business, we are confident that we can find a solution that suits your needs. Contact us for more information.